RETIREMENT

Rich Arzaga

Real Estate Whisperer, Retirement Planning

If you’re 50 years or older with 1–10 investment properties, we can integrate your rentals, retirement and taxable accounts, tax strategy, and estate planning into a single financial plan so every asset—and every dollar—works together, resulting in steadier income and cash flow, lower taxes, and a simpler legacy. Rich Arzaga, CFP®, CCIM, is a respected financial advisor with a passion for real estate investments; with a professional yet approachable style, Rich brings clarity and guidance to his clients' real estate matters, helping them navigate options and develop strategies that align with their interests and goals. 

Rodolfo Ayala

Merril Lynch, Financial Planning

Rodolfo Ayala works closely with families and individuals to create a coordinated, tax‑aware plan to protect and grow their assets, helping them maximize the impact of their wealth.  

His goal is to help uncover what matters to you and your family to help create a strategy to pursue your financial goals, whether that is for long-term living, traveling, leaving an inheritance, or retiring early. (Investments; planning; retirement; strategy) 

Nathan Johnson

Mutual of Omaha, Reverse Mortgage

After assisting his parents with a Reverse Mortgage and seeing its impact on their lives and retirement, Nathan recognized the value of specializing in Reverse Mortgage lending solutions. These solutions help clients achieve peace of mind, financial freedom, and a greater sense of purpose in retirement. He realized many people had a negative perception of reverse mortgages based on what they had heard or read. He identified that the main challenges faced by most mature homeowners were incomplete information, pressure selling, and general confusion about the program. Nathan provides accurate education and seasoned advice to combat the myths, misinformation, pressure selling, and general confusion about the HECM Reverse Mortgage refinance and purchase programs. He is passionate about making a difference in the lives of mature homeowners by educating them about their Reverse Mortgage options for refinancing their current home or purchasing their next home. He understands the many pressures surrounding finances concerning longevity, sustainability, and the legacy they want to pass on.